Underwrite Life Insurance
Description Reduces experience loss from death. Expires in 4 hours, or upon death.
Notes (1-Experience loss reduced) x (1-Experience returned by reviving) is the final experience player will lost from death.
Type Unknown Prerequisite skills None
Element None Equipment req. None
Cast time None Item req. Gold
Skill lv. Skill point Lv. req. MP Cooldown Items Effects
1 4 19100400g Reduces XP loss by 10%
2 4 27200600g Reduces XP loss by 20%
3 4 35300900g Reduces XP loss by 30%
4 4 434001350g Reduces XP loss by 40%
5 (Max) 4 515002025g Reduces XP loss by 50%

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